Attention homeowners: Real estate appraisal services for in Idaho Falls and Bonneville County

Check out the top reasons ID homeowners hire Chatterton Appraisals:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a ID divorce, when property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in ID

Own a house in or near Idaho Falls, ID and need help deciding the value of it?
Contact Chatterton Appraisals.

At Chatterton Appraisals, we understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Chatterton Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours.

Need to remove PMI?

A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Chatterton Appraisals is qualified in helping customers just like you abolish unnecessary PMI insurance.

Challenging Bonneville county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Chatterton Appraisals is your perfect weapon.

HELOC recently frozen?

If your home is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Chatterton Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? An appraiser from Chatterton Appraisals can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.